Thirty-Year Ledger checklist
Questions to ask a lender
Ledger note
Ask each lender to quote the same loan in two or three terms so you can compare them over time.
Last reviewed against the primary sources listed below.
Options
- Which terms do you offer for this loan?
- How does pricing change between terms?
Flexibility
- Can I pay extra without a penalty?
Comparing
- Can you give me Loan Estimates for each term?
How to use the answers
Enter each term into the tradeoff visualizer.